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Comprehensive |
Third Party
Property Damage, Fire and Theft |
Third Party
Property Damage |
What you are
insured for – Insured
events, features
and benefits
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Loss of or damage to your vehicle caused by: |
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Accidental collision or impact |
√ |
X |
X |
|
Fire |
√ |
√ |
X |
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Theft or attempted theft |
√ |
√ |
X |
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Storm, hail or flood |
√ |
X |
X |
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Vandalism or malicious act |
√ |
X |
X |
Theft of keys
Up to $1,000 |
√ |
X |
X |
Liability for damage to other people's property caused by your vehicle
Up to $20 million
|
√ |
√ |
√ |
Other benefits |
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Replacement of a new vehicle after a total loss |
√ |
X |
X |
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Liability for damage to other people's property caused by a substitute
vehicle
|
√ |
√ |
√ |
Hire car following theft
Up to $75 per day and $1,050 in total
Maximum of 14 days |
√ |
X |
X |
|
Towing and storage costs |
√ |
√ |
X |
Loss of or damage to a trailer or caravan
Up to the lesser of $1,000 or market value |
√ |
X |
X |
Emergency repairs
Up to $500 |
√ |
X |
X |
Loss of or damage to personal effects and clothing
Up to $500 |
√ |
X |
X |
Transportation costs
Up to $400 |
√ |
X |
X |
Emergency accommodation costs
Up to $400 |
√ |
X |
X |
Accidental death benefit
Up to $5,000 |
√ |
X |
X |
Loss of or damage to baby capsules and child seats
Up to $400 |
√ |
X |
X |
Uninsured motorist extension
Up to $4,000 |
Not Applicable |
√ |
√ |
Temporary cover for replacement vehicle
Maximum of 14 days |
√ |
√ |
√ |
Optional cover
(at an extra cost) |
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Hire car following an incident up to $75 per day for up to 14 days |
√ |
X |
X |
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Removal of basic excess for windscreen and window glass claims |
√ |
X |
X |
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Protected No Claim Discount |
√ |
X |
X |
Optional cover
(for a reduced premium) |
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Restricted drivers (excluding cover for drivers under 30 years of age) |
√ |
X |
X |
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Voluntary additional basic excess |
√ |
X |
X |