• When you apply for a combined buildings and contents cover, you will receive a 10% discount off the cost of your annual base premium. If you apply online, you will receive an additional 5% discount.
• When you apply for either buildings or contents cover online, you will receive a 10% discount off the cost of your annual base premium.

• Get a quote
• Retrieve Quote and Apply

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• Find out more about Residential Home Package

• When you apply for a new combined buildings and contents insurance policy for your investment property, you will receive a 5% discount off the cost of your annual premium. If you apply online, you will receive an additional 2.5% discount.
• When you apply for either a buildings or a contents insurance policy online for your investment property, you will receive a 5% discount off the cost of your annual premium.

• Get a quote
• Retrieve Quote and Apply

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• Find out more about Investment Home Package

You can reduce the premium you pay on your policy by selecting a higher excess option for your building and/or contents.

Available excess amounts are listed below:

Residential Home Package

Selected Excess Options available for building and contents: $0*, $100, $200, $300, $500, $750, $1,000, $2,000, $5,000
* $0 excess option is only available for customers aged 50 years old and over.

Please note, you will only have to pay the excess if you ever need to make a claim.

Investment Home Package

Selected Excess Options available for building and contents: $100, $200, $300, $500, $750, $1,000, $2,000, $5,000

Please note, you will only have to pay the excess if you ever need to make a claim.

If you have a monitored back to base security system you will receive a 12.5% discount off your annual contents premium.

If you have a local burglar alarm you will receive a 7.5% discount off your annual contents premium.

When you apply for a Travel Insurance policy, you will receive a 10% discount off the cost of your annual premium.

Age limit: 18 to 70 (cover is not provided to customers aged under 18 years or aged over 70 years)
Excess: $100 (This is the amount you have to pay for most insured events if you need to make a claim)

• Get a Worldwide Travel quote

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• Get an Economy Travel quote

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• Get a Domestic Travel quote

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• Find out more about Travel Insurance

When you apply online for a Car Insurance policy, you will receive a 5% discount off the cost of your premium.

No Claim Discount
Our Comprehensive policy can reward you with discounts on your car insurance for good driving and claims history. Our No Claim Discount savings start at 25% and go as high as 70%. We calculate your No Claim Discount by looking at the number of years you've been driving and your claims and accident history.

Restricted Driver
The Restricted Driver option offers a reduction in premium when drivers under the age of 30 are NOT covered for any loss or damage to your vehicle.

Voluntary Additional Basic Excess
If you choose to pay an excess in addition to the basic excess, you will receive a discount off your premium. The higher your voluntary excess, the larger the discount.

• Get a Quote

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• Retrieve your quote and apply

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• Find out more about Car Insurance